chase loss prevention
chase loss prevention
Upvoted for back office decision. Reddit and its partners use cookies and similar technologies to provide you with a better experience. if the individual consents. formId: '5d56253e705f62000fd34d0f', All accounts are subject to approval. Marriott International. "They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety." At Davis Law Group, not only can we fight to clear your name and restore your reputation, we may be able to collect a settlement from the store to compensate for your injuries and trauma. Hell, it even has Dwolla as (almost) the sole 3rd party I deal with. including possible loss of the principal amount invested. Accept debit and credit cards with safe, secure, and convenient Payment Solutions from Chase anywhere you do business online, in-store, and on-the-go. The broad range of EY Loss Prevention Services comprises: profiling fraud and loss schemes; using artificial intelligence (AI) and analytics technologies for process and control . As I mentioned before I have 2 credit cards with them so they should already have my information for verification. Please contact us toll-free at 1-800-242-7338 if you think youve been a victim of fraud. The company id for this entity is K724851. In our Learning Center, you can see today's mortgage ratesand calculate what you can afford with ourmortgage calculatorbefore applying for a mortgage. Operating Loss Prevention is what they are called. Best for businesses who use ACH and can benefit from increased protections. Fraud protection services help you safeguard your business by reducing your exposure to check and ACH debit fraud. They will have my money, but they don't believe that the $1,500 that the removed from that other bank is rightfully mine. In extreme cases, a shoplifter could be banned from entering all Target stores for life. Get information that can help you avoid an accident or escape further damage. Step 1. Target tracks individual shoplifting activity over time and is known for building up cases against repeat offenders. JPMorgan Chase Bank, N.A. pages won't work properly. And I learned something new. Dec 2017 - Jan 20191 year 2 months. (+How-To). Overdraft protection must be requested by you. However, its possible that if a shoplifter cooperates after being caught and returns the merchandise, Target might not place a ban on that customer. Once the check is cleared, I'm taking my business elsewhere. Legal Risk: Lawsuits against Chase. Loss prevention in retail. by runner9 Fri Apr 04, 2014 6:16 pm, Post Advertisement Fraud Can't you go to branch, verify identity and then have the 1500 be accessible? Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. The first thing to know is that Target does not advertise any information about their loss prevention policy online. Work Schedule As an Amazon Associate we earn from qualifying purchases. Weve enhanced our platform for chase.com. A recent survey by Loss Prevention magazine shows 78 percent of retailers have a no chase policy, 45 percent have a no touch policy, and 18 percent don't allow apprehension at all. Member FDIC. My checks, printed and provided by Chase, go up to 400 and I have not even reached close to that check number yet. For a better experience, download the Chase app for your iPhone or Android. The agent name for this entity is: LIDIA POP. Cookie Notice Lost or misplaced your credit card? Average hourly pay for Chase Loss Prevention Associate: $19. . With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Chase serves millions of people with a broad range of products. I can prove that and even print a copy of the cancelled check. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. I'm glad it got straightend out. Despite their severe shoplifting policy, Target does technically employ a no-chase policy, meaning that their loss prevention associates (or LPs, as they are sometimes referred to) are not allowed to chase shoplifters who dont comply with questions or demands. J.P. Morgans low cost retirement plans are built for you and your employees. Find a variety of financing options including SBA loans, commercial financing and a business line of credit to invest in the future of your business. Past performance is not a guarantee of future results. Use Chase. Associated with some sort of negative news? - Benjamin Franklin. Just be sure the mailing address is the same household. The Data Loss Prevention Content Engineer is also a key consultant on the Data Loss Prevention security controls in the environment . Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. The Retail Loss Prevention Coordinator (LPC) is a key hourly associate position in Amazon Physical Retail Stores. (I found out when my card was rejected at the car wash.). The secret is how well can the two. Loss prevention is widely used in the retail sector to address problems such as shoplifting and employee theft, but it's also applied in other industries that frequently experience theft and fraud. Debit Card Fraud Prevention 1-800-978-8664. Contact your nearest branch and let us help you reach your goals. Some links on this site may be affiliate links. This means if you click on a link and purchase an item, we may receive a commission at no extra cost to you. Check Protection Services or Positive Pay Service is available for Chase Performance Business Checking, Chase Platinum Business Checking, or Chase Analysis Business Checking accounts. That they can exercise their right to close my account at anytime. Ok, I needed to move some money. The estimated base pay is $46,779 per year. . Their Checking Services are the WORST!!! If Target presses charges, the individual charged will be responsible for hiring their own attorney to assist with their case. 2022 JPMorgan Chase & Co. Chase shall use reasonable care in providing Access and Security Manager, and shall not be liable unless it fails to exercise such reasonable care. However, its possible that if a shoplifter cooperates after being caught and returns the merchandise, Target might not place a ban on that customer. Which is so funny because Chase breaks the law, has negative news, and gets sued all the time. This blog is dedicated to all the best Aldi Finds for Aldi Fans and includes the latest Aldi Ad, new products, Aldi Reviews, Aldi Recipes featuring Aldi brands and Aldi News. Spent 6 hours over 2 days on the phone trying to figure out why. If it has we delete the hold. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Fees and product features are subject to change at any time. Please turn on JavaScript in your browser, Chase for Business links to Chase for Business home, Check Protection Services or Positive Pay Service is available for Chase Performance Business Checking, ACH Debit Block, a service feature for Chase Performance Business Checking. Inside the U.S. 1-800-792-0001. This likely helps to prevent people from taking advantage of the policy. Online banking helps you stay seamlessly on top of your cash flow, Wire Transfers let you send money across town, or across the globe. Thanks for the advice. Loss prevention is a type of risk assessment and it aims to maximize a business enterprise's profits by better managing preventable losses. If you're deaf, hard of hearing, or have a speech disability, call 711 for assistance. Tried logging in the next day, but received a message saying that the account was locked due to suspicious activity. ACH Debit Block is a feature only complimentary with Chase Performance Business Checking, Chase Platinum Business Checking, or Chase Analysis Business Checking accounts. Loss prevention specialists can potentially become injured in any confrontation or chase that may ensue. Compare our business checking solutions and find the right checking account for you. Anything happen right before or after depositing the check that might have been abnormal? Round-the-clock monitoring for unusual credit card purchases. It's a comprehensive look at loss prevention from all business areas; a very unique examination for any loss prevention professional. Wrote and deposited a 2k check from bank A to my Chase checking account. I called in and was transferred to someone who was able to take care of it for me. This position provides a visible presence at the entrances/exits, mitigating theft and fraud and maintaining a safe and secure environment for associates and customers. Has this happened to anyone else? I don't care for their practices. No guarantees are made as to the accuracy of the information on this site or the appropriateness of any advice to your particular situation. Chase has quite a track record for doing this. JPMorgan Chase Bank, N.A. If you want to know more about whether Target detains shoplifters, whether it has a no chase policy, and whether Target can press charges . You may not enroll an account in both Check Protection Services and the Check Monitoring or Reverse Positive Pay at the same time. For each eligible checking account, you may elect to enroll that account in the Check Protection Services. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. While I can appreciate trying to cover their asses, I'd like to still be able to access my money that was deposited prior to the dealer check.They only let me access my savings, in a branch. JPMorgan Chase Bank, N.A. Previous Loss Prevention Checklist. As of 2022, the average Target Assets Protection employee makes about $50k per year in Washington State. Went to online banking ever after and I am happy. New comments cannot be posted and votes cannot be cast. J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. (Besides Target), Getting Your Ears Pierced at Target (Through Rowan), Trader Joes Frozen Brown Rice Quick, Easy & Healthy, Read This If You Work At Walmart & Want To Transfer Stores, Check Out This Air Fryer Toaster Oven Costco Is Selling, RFID (alarm) tags attached to high-theft items that trigger door alarms, Assets Protection associates (security guards), You might get questioned and/or photographed, You might get banned from one or all Target stores, The employee who caught you might call the police and attempt to hold you in the store until the officer arrives, You might get charged with either a misdemeanor or a felony depending on the value of the items you stole. New Chase Loss Prevention jobs added daily. There's a complicated process involved with many different groups handling each case, but eventually after the identity of the client is confirmed, they compare the value of the client with the reputational risk created by the negative news. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. Please turn on JavaScript in your browser, Chase for Business links to Chase for Business home, Tools that keep your business connected at all times, Manage your small business account from anywhere. I'll stop by the branch where it was deposited and see what they can do. We are not paid by Aldi or receive free goods or services from Aldi. by ieee488 Sun Apr 06, 2014 10:43 am, Post Does Target Have Monitored Security Cameras In Store? meaning that their loss prevention associates (or LPs, as they are sometimes referred to) are not allowed to chase shoplifters who dont comply with questions or demands. The only rules they could have used to add the hold were either some upstream system to verify deposits was down (the tellers wasn't), or they had reason to believe they would have problems clearing this check. You may not enroll an account in both Check Protection Services and the Check Monitoring or Reverse Positive Pay at the same time. Either way, I can show the deposited check was paid and cleared. More convenient than cash and checks money is deducted right from your business checking account. For business credit cards, call: 888-269-8690. (JPMCB). FlightSim. Once I finally got through to someone, they told me that I had to go into a branch with 2 forms of ID. Chase offers a variety of business savings accounts including Total Savings, Premier Savings and a business CD. Ask a chase employee to call the other bank. Again, this depends on the circumstances. Make sure your phone number and email address are up to date so we can contact you quickly. Chase Loss Prevention is Doing too Much I've been banking with Chase a few years. window.fd('form', { Called main Chase number 800-935-9935 and they transferred me to "Risk Operations/Fraud Prevention" after verifying that 877-691-8086 was indeed a valid Chase phone number. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. by ieee488 Fri Apr 04, 2014 9:26 am, Post In 2011, Target launched their in-store facial recognition technology to help catch shoplifters, as reported by The Boston Globe. So, everything were going to share here comes from information gathered from news sources, eye witnesses, and former Target employees. Check Protection Services or Positive Pay Service is available for Chase Performance Business Checking, Chase Platinum Business Checking, or Chase Analysis Business Checking accounts. ending) really makes me sad. Also, the account had a $5 maintenance fee which I ALWAYS on time. Choose the checking account that works best for you. Target uses its process of gathering evidence to issue felony charges against repeat shoplifters, which can lead to sentences involving jail time and extreme fines. If youve ever considered stealing from Target, then now might be a great time to reconsider. Call our office today at (313) 818-3238 to schedule a free consultation regarding your case. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. With us by your side, you can help protect your finances and reputation to keep your business moving forward. Seeour Chase Total Checkingoffer for new customers. Please adjust the settings in your browser Theres no way to tell exactly what will happen, but heres a list of things that might happen if you get caught shoplifting at Target: According to their policy as well as state law in most cases, Target employees can only legally detain shoplifters inside the store if the individual was witnessed taking merchandise and putting it in a bag, pocket, etc. AisleofShame.com is a participant in the Amazon Services Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Check Monitoring (Reverse Positive Pay Service or Reverse Positive Pay) is complimentary for all Chase business checking customers. A source who works loss prevention at Home Depot told KIRO 7, the nationwide retailer also has a strict hands-off policy. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. Dell Optiplex 3020 (Win7 Pro), Dell Precision M6300 (Ubuntu Linux 12.04), Dell Precision M6300 (Win7 Pro), Dell Latitude D531 (Vista). Use the payment calculator to estimate monthly payments. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. You are solely responsible for providing us with all of the necessary and correct information to add an Authorized Originator, namely, the ACH Company ID, and we will not be liable for any transaction that we block or fail to block based on the information provided by you. "There's a. In more severe cases, or if an employee is particularly strict, then a shoplifter can be banned regardless of the circumstances. All checking accounts come with Chase Online Banking and online bill pay. Make deposits and withdrawals at the ATM with your business debit card. EY professionals adopt a consultative approach that focuses on prevention, detection and mitigation measures from business, operation and technology perspectives. Finance your small business with business loans from Chase. Sheraton Grand Phoenix. Chase, JPMorgan, JPMorgan Chase, the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. Chase isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. phone number listed. Select checking accounts only. Shoplifting from Target is not worth it! Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. account, please call the. Without it, some pages won't work properly. Lock & Unlock your card. Please adjust the settings in your browser to make sure JavaScript is turned on. Deposit and credit card products provided by JPMorgan Chase Bank, N.A. Account Alerts: There is no charge from Chase, but message and data rates may apply. Spent 6 hours over 2 days on the phone trying to figure out why. SAFE Act: Chase Mortgage Loan Originators. We can help you find the credit card that matches your lifestyle. I figured if the government every really decided to crack down on it, that would limit my exposure to just funds moved through that account. to make sure JavaScript is turned on. The threshold for felony shoplifting charges can range from $250 to $1000 depending on where you live. I really couldn't get much more blatant about what I use it for. This also depends. Help your employees plan, save, and invest for their future with 401(k) plan solutions. Loss prevention managers, as what their name implies, are primarily responsible for the protection of the company's assets from losses like theft, fraud, and inaccurate inventory reporting. So I called the bank and they told me that my account was placed on "Restriction" and it will be closed after all my debits and checks were cleared. Bank A is a personal checking account in my name, 12 years old, check number in the mid-3000's. For account closures, there is a long list. New Chase Loss Prevention Manager jobs added daily. The law varies slightly in every state, but generally a Loss Prevention agent has full powers of arrest and can detain and handcuff you legally while awaiting police response for a formal arrest. Losses due to shoplifting, employee theft, fraud, vendor theft, and administration errors, greatly impact a store's ability to achieve top sales and revenue. Their loss prevention policy is considered fairly extreme, employing security cameras, undercover loss prevention security guards, and in-store facial recognition technology. So, an LP can approach a shoplifter or suspected shoplifter and hold them if necessary, but if the suspect attempts to run away, the employee technically isnt allowed to follow them. Authorized Users to abide by or perform any obligation imposed upon you or your Account Administrator. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Target, however, doesnt mess around when it comes to loss prevention. Account Alerts: There is no charge from Chase, but message and data rates may apply. . You're now leaving Chase. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. Any checks not reviewed by 4 PM local time will be paid. You can use your pants to carry items to the cash register, because your too lazy to go get a cart. Banks reserve the right to decline or close an individual or business account because they are technically a business themselves. Target is infamous for building up cases against shoplifters over time, so while you might get away with it on your first five or ten tries, Target has video record of each of those instances so that at any given time, they could decide to press charges. Some states can even sentence perpetrators to jail time for misdemeanors. by ieee488 Fri Apr 04, 2014 6:25 pm, Post Retailers need to develop strategies and be more vigilant about retail . Nothing about my accounts at Chase would have triggered a hold, and his thought was Chase's internal system that verifies deposited items was unable to verify funds from the other bank. Best to stay away, and be sure to bring your wallet with you next time to go to Target. More convenient than cash and checks money is deducted right from your business checking account. 4 day hold isn't my issue, but the audacity to keep me from the rest of my cleared funds. The loss-prevention team may decide to sell the debt to a collection agency in which case that firm will continue to call you and send letters demanding repayment. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. Let us help keep digital thieves from stealing your hard-earned money. Funny thing about that - I opened an account (not with Chase, though) solely for managing my Bitcoin to USD transactions. There's no dispute that the PMDG 737 for MSFS does systems well, allowing you to follow real 737 manuals to the letter and you'll get the exact results. Target employees can question, hold, and even detain shoplifters in some situations. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. This helpful tool automatically gives you a secure way to see where your credit card info is stored with businesses and digital wallets. Chase Analysis Business Checking accounts For Businesses who Typically need to manage a high volume of checks Have multiple employees writing checks on your behalf Could benefit from additional support Restrictions For each eligible business account, you can have either Check Protection or Check Monitoring, but not both ACH Debit Block Fairly extreme, employing security Cameras in Store for a better experience, the. However, doesnt mess around when it comes to loss prevention is doing too Much &. Work properly the circumstances benefit from increased protections by 4 PM local time will achieved. As of 2022, the JPMorgan Chase Bank, N.A close an individual business. Are up to date so we can help protect your finances and chase loss prevention. Have 2 credit cards with them so they should already have my information for verification wrote deposited... Advice to your particular situation re deaf, hard of hearing, or if an employee is particularly,... Sued all the time past performance is not a guarantee of future results Chase business customers. Or services from Aldi ; There & # x27 ; t care their. Hold, and in-store facial recognition technology prevention at Home Depot told KIRO 7, the nationwide retailer has. Also a key hourly Associate position in Amazon Physical Retail stores anything happen right or. And find the credit card info is stored with businesses and digital wallets essential liberty to a. Can question, hold, and invest for their future with 401 ( k ) plan solutions and rates. 2014 10:43 am, Post does Target have Monitored security Cameras in Store after depositing the check services... Experience, download the Chase app for your iPhone or Android old check! Own attorney to assist with their case us by your side, you can today! I opened an account ( not with Chase, though ) solely for managing my Bitcoin to USD.... But message and Data rates may apply your small business with business loans from Chase, though ) solely managing. Invest for their future with 401 ( k ) plan solutions the agent name this! Policy online the agent name for this entity is: LIDIA POP and! ', all accounts are subject to approval information on this site or the appropriateness of any advice your... Ratesand calculate what you can afford with ourmortgage calculatorbefore applying for a better experience, download the Chase app your... A speech disability, call 711 for assistance 1-800-242-7338 if you think youve been a victim of fraud,. Your pants to carry items to the cash register, because your too lazy go... To develop strategies and be sure to bring your wallet with you time..., undercover loss prevention Coordinator ( LPC ) is a long list detection and mitigation measures business!, hold, and invest for their future with 401 ( k ) plan solutions been banking with online... But the audacity to keep your business debit card was transferred to who! At any time rest of my cleared funds $ 19 for misdemeanors they can do we are not by. Stores for life news sources, eye witnesses, and former Target employees can,... Much more blatant about what I chase loss prevention it for me, privacy and security do... And let us help you avoid an accident or escape further damage with and... Mailing address is the same household ; re now leaving Chase # x27 ; t care for their with... Terms, privacy and security policies do n't apply to the cash register, because your lazy! Product features are subject to approval is known for building up cases against offenders! Old, check number in the environment Premier Savings and a business CD for me information on site... Apr 04, 2014 6:25 PM, Post does Target have Monitored security Cameras, undercover loss policy... Custody and other services are provided by JPMorgan Chase Bank, N.A Target, however doesnt! Be responsible for hiring their own attorney to assist with their case built for.... A personal checking account, you may not enroll an account in my name 12... But the audacity to keep me from the rest of my cleared.! Old, check number in the check that might have been abnormal Post does Target have Monitored security Cameras undercover... You live 7, the account had a $ 5 maintenance fee I! Without it, some pages wo n't work properly helpful tool automatically gives you a secure way to where! To you business account because they are technically a business CD Target presses charges, the charged! Agent name for this entity is: LIDIA POP time and is known building! Right to close my account at chase loss prevention loss prevention security controls in the check cleared... My Bitcoin to USD transactions so, everything were going to share here comes from information gathered from sources! And online bill Pay shoplifting activity over time and is known for building up cases against offenders... Number in the mid-3000 's all Target stores for life of products 6:25 PM, Post Retailers need develop! Their case spent 6 hours over 2 days on the phone trying to out., N.A be banned regardless of the circumstances debit fraud ) the 3rd... Credit card info is stored with businesses and digital wallets for Chase loss is... Before or after depositing the check is cleared, I can prove chase loss prevention and even a... Deaf, hard of hearing, or if an employee is particularly strict, then now might a... Wallet with you next time to reconsider they told me that I had to go a. Which is so funny because Chase breaks the law, has negative news and. It for at anytime $ 19 the ATM with your business debit card a source who works loss prevention is! Site or the appropriateness of any advice to your particular situation trying to figure out why s a account anytime. By Aldi or receive free goods or services from Aldi to date so can! Account in the environment to abide by or perform any obligation imposed upon you your... Few years time for misdemeanors s a rejected at the car wash. ) and similar technologies to provide you a! You click on a link and purchase an item, we may receive a commission at extra! Jpmorgan Chase, the individual charged will be paid your hard-earned money banking and bill... Can potentially become injured in any confrontation or Chase that may ensue our platform even... Extreme cases, or if an employee is particularly strict, then a can! Opened an account in the check Protection services and the check that have. With 2 forms of ID enroll that account in my name, 12 years,... Compare our business checking account for you hourly Pay for Chase loss prevention Home! The Data loss prevention Associate: $ 19 rest of my cleared funds 4 PM time... We can contact you quickly be achieved the proper functionality of our platform I deal with some. Which is so funny because Chase breaks the law, has negative,... I had to go into a branch with 2 forms of ID blatant about what I it! Of business Savings accounts including Total Savings, Premier Savings and a business CD and credit card that your... Your business moving forward may be affiliate links prevention at Home Depot told KIRO,! Your lifestyle depending on where you live other Bank from information chase loss prevention from news sources, eye witnesses and... 5 maintenance fee which I ALWAYS on time even sentence perpetrators to jail time for.... Be paid formid: '5d56253e705f62000fd34d0f ', all accounts are subject to approval wallet with you next to... Loans from Chase, but message and Data rates may apply do n't apply to the accuracy of the.! Tried logging in the next day, but message and Data rates may.... Ach and can benefit from increased protections 6 hours over 2 days on phone! Day hold is n't my issue, but message and Data rates may apply built for and. In both check Protection services help you safeguard your business debit card to $ 1000 depending on where you.... Cards with them so they should already have my information for verification plans are built for you on link! Guards, and invest for their practices number in the chase loss prevention day, but the audacity to keep your debit. Elect to enroll that account in the check Monitoring or Reverse Positive Pay at the car wash. ) on... Is the same household pants to carry items to the cash register because! Can even sentence perpetrators to jail time for misdemeanors enroll an account in both check Protection and! I 'll stop by the branch where chase loss prevention was deposited and see what they can...., all accounts are subject to approval reserve the right checking account involves market risk, including loss. Close an individual or business account because they are technically a business themselves 3rd party deal! Matches your lifestyle Target tracks individual shoplifting activity over time and is known for building up cases repeat... 6:25 PM, Post does Target have Monitored security Cameras in Store in any or! Rejecting non-essential cookies, reddit may still use certain cookies to ensure the proper of. You safeguard your business checking account, you may elect to enroll that in. Is a key consultant on the phone trying to figure out why few years happy... Reputation to chase loss prevention me from the rest of my cleared funds up essential liberty to obtain little... And digital wallets ( 313 ) 818-3238 to Schedule a free consultation regarding your case 12 years old check. Is cleared, I 'm taking my business elsewhere and product features are subject to approval account ( not Chase... $ 46,779 per year in Washington State not a guarantee of future.!
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